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| Simple Cash Back | Interest Rewards | Premier | |
|---|---|---|---|
| Overview | A simple, worry-free account which rewards cash back for debit card usage. | Rewards those who bank electronically with a bonus interest rate. | Rewards you with tiered interest rates, so as your balance grows, your interest rate also increases. |
| Earn Cash Back or Interest |
Earn Cash Back
Receive $0.10 cash back with each settled debit card purchase posted to the account prior to the statement cycle end (up to $5 per statement cycle, per
account). |
Earn Interest
Bonus interest rate on the first $15,000 of balance during each statement cycle when the following criteria is met:
Remaining balance beyond $15,000 will receive the interest rewards market rate.
If the above electronic banking criteria is not met, the entire balance will still receive the interest rewards base rate.
Current interest rates available at www.RSBiowa.com, stop in, or call us.
|
Earn Interest
Tiered interest rates on all balances.
Current interest rates available at www.RSBiowa.com, stop in, or call us
|
| Minimum Opening Deposit | $10 | $10 | $10 |
| Minimum Balance | $0 | $0 | $2,500 minimum balance or $5,000 average daily balance per statement cycle. |
| Monthly Maintenance Fees | None | None | No monthly fee if minimum balance is maintained; otherwise, a $10 monthly fee applies per statement cycle. |
| Online Statements | FREE | FREE | FREE |
| Paper Statements | $3 per month (plus tax) | $3 per month (plus tax) | FREE |
| Online Banking | FREE | FREE | FREE |
| Online Bill Pay | FREE | FREE | FREE |
| Direct Deposit | FREE | FREE | FREE |
| Mobile App | FREE | FREE | FREE |
| Mobile Deposit | FREE | FREE | FREE |
| Debit Card | FREE | FREE | FREE |
| Checks Available | Yes | Yes | Yes |
| Statement Cycle End Date | 10th | 15th | 20th |
