Home Purchase
Find the home you want with a loan that fits your needs.
We offer straightforward mortgage options, expert guidance, and support at every step so you can move forward with confidence.
| Fixed-Rate Mortgage | Adjustable-Rate Mortgage |
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What to Expect
- Get Pre-Approved
- Start with pre-approval to show sellers you’re serious, understand your budget, and help speed up closing.
- Gather Documents
- Have essentials ready: Identification documents, pay stubs, bank statements, and employment information. We’ll guide you through what’s needed.
- Plan for Costs
- Down payments vary by loan type and closing costs are typically a few percent of the home price. We’ll help you estimate both.
- Close with Confidence
- Once approved and your offer is accepted, you’ll sign final documents, cover closing costs, and become a homeowner!
How we can help
- Local decision-making
- Clear guidance
- Support throughout closing
Questions?
Connect with a mortgage loan officer
Denise Fosse
Story City
NMLS#744780
Nathan Dykstra
Garner
NMLS#1113589
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