Personal Savings

A simple way to start saving.
Whether you’re building an emergency fund or setting money aside for what’s next, a Personal Savings account offers a dependable way to grow your balance over time backed by a team that’s here to help.
A good fit for
- Earning interest with funds compounded and paid quarterly
- Staying on track with simple quarterly statements
- Accessing your money with unlimited in-person withdrawals
- Using an ATM when paired with an RSB checking account
What to know before opening
- $200 minimum balance ($25 for minors)1
- Must be 18+ and an Iowa resident to open online2
- Minors must open in-branch with a parent or guardian
- ATM access available with an RSB checking account
All savings accounts include full access to online and mobile banking tools.
Ready to get started?
1 If the balance falls below $200 or $25 for minors, a $6 monthly maintenance fee applies.
2 Must be 18 or older to apply online. Minors must stop in the branch with an adult to jointly open an account. Must be an Iowa resident to apply online.