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Interest Rates


Certificates of Deposit

Effective September 11, 2017

$2,500 Minimum  $10,000  $25,000
Term Interest Rate APY Interest Rate APY Interest Rate APY
6 Month 0.25% 0.25% 0.30% 0.30% 0.30% 0.30%
1 Year 0.35% 0.35% 0.60% 0.60% 0.80% 0.80%
2 Year 0.40% 0.40% 0.70% 0.70% 0.90% 0.90%
3 year 0.50% 0.50% 0.70% 0.70% 0.95% 0.95%
4 Year 0.55% 0.55% 1.00% 1.00% 1.25% 1.25%
5 Year 0.65% 0.65% 1.50% 1.51% 1.90% 1.91%

Certificates of Deposit Specials

Effective September 11, 2017

Term Minimum Deposit Interest Rate APY
15 Month $10,000 1.00% 1.00%
15 Month $25,000 1.25% 1.25%
15 Month $50,000 1.45% 1.46%

IRA Certificate of Deposit

Effective September 11, 2017

$2,500 Minimum  $10,000 $25,000
Term Interest Rate APY Interest Rate APY Interest Rate APY
1 year 0.35% 0.35% 0.60% 0.60% 0.80% 0.80%
3 Year 0.50% 0.50% 0.70% 0.70% 0.95% 0.95%
5 Year 0.65% 0.65% 1.50% 1.51% 1.90% 1.91%
5 Year Var. Rate  0.65% 0.65%

Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation

Checking and Savings

Effective September 11, 2017

Name Minimum Interest Rate APY
Checking with Interest $500 0.10% 0.10%
Premier Checking $2,500 0.25% 0.25%
Commercial Checking with Interest $0 0.10% 0.10%
Non-Profit Checking $0 0.15% 0.15%
Personal & Business Savings $200 0.25% 0.25%
       Personal Savings For Minors (under age 18) $25 0.25% 0.25%
Money Market $0 0.05% 0.05%
$2,500 0.30% 0.30%
$10,000 0.35% 0.35%
$25,000 0.45% 0.45%
$50,000 0.55% 0.55%
$100,000 0.75% 0.75%
Health Savings Accounts $0 0.05% 0.05%
$1,000 0.10% 0.10%
$5,000 0.30% 0.30%

Each depositor insured to at least $250,000 by the FDIC. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.

Please contact us for additional information about fees and terms.

Annual Percentage Yield (APY)
Annual Percentage Yield and interest rates may change after an account is opened
Substantial penalty for early withdrawal of Certificates of Deposit
Fees may reduce the earnings on interest bearing accounts
A fee will be applied for savings or checking accounts that do not meet the minimum balance requirements
Interest rates are subject to change without notice

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