Interest Rates
Certificates of Deposit
Effective January 10, 2019
|
$2,500 Minimum |
$10,000 Minimum |
$25,000 Minimum |
| Term |
Interest Rate |
APY |
Interest Rate |
APY |
Interest Rate |
APY |
| 6 Month |
0.30% |
0.30% |
0.30% |
0.30% |
0.30% |
0.30% |
| 1 Year |
0.75% |
0.75% |
1.40% |
1.40% |
1.60% |
1.61% |
| 2 Year |
1.00% |
1.00% |
1.55% |
1.56% |
1.75% |
1.76% |
| 3 year |
1.10% |
1.10% |
3.00% |
3.02% |
3.00% |
3.02% |
| 4 Year |
1.20% |
1.20% |
1.90% |
1.91% |
2.00% |
2.01% |
| 5 Year |
1.30% |
1.30% |
2.00% |
2.01% |
2.10% |
2.11% |
Certificates of Deposit Specials
Effective January 10, 2019
| Term |
Minimum Deposit |
Interest Rate |
APY |
| 90 Week (630 days) |
$2,500 |
1.50% |
1.51% |
| 90 Week (630 days) |
$10,000 |
3.00% |
3.02% |
| 90 Week (630 days) |
$50,000 |
3.00% |
3.02% |
| 15 Months |
$2,500 |
2.27% |
2.28% |
IRA Certificate of Deposit
Effective January 10, 2019
|
$2,500 Minimum |
$10,000 Minimum |
$25,000 Minimum |
| Term |
Interest Rate |
APY |
Interest Rate |
APY |
Interest Rate |
APY |
| 1 year |
0.75% |
0.75% |
1.40% |
1.40% |
1.60% |
1.61% |
| 3 Year |
1.10% |
1.10% |
1.80% |
1.81% |
1.90% |
1.91% |
| 5 Year |
1.30% |
1.30% |
2.00% |
2.01% |
2.10% |
2.11% |
| 5 Year Var. Rate |
0.65% |
0.65% |
|
|
|
|
Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation
Checking and Savings
Effective January 10, 2019
| Name |
Minimum |
Interest Rate |
APY |
| Checking with Interest |
$500 |
0.15% |
0.15% |
| Premier Checking |
$2,500 |
0.30% |
0.30% |
| Commercial Checking with Interest |
$0 |
0.15% |
0.15% |
| Non-Profit Checking |
$0 |
0.20% |
0.20% |
| Personal & Business Savings |
$200 |
0.40% |
0.40% |
| Personal Savings For Minors (under age 18) |
$25 |
0.40% |
0.40% |
| Money Market & Commercial Money Market |
$0 |
0.10% |
0.10% |
|
$2,500 |
0.60% |
0.60% |
|
$50,000 |
0.75% |
0.75% |
|
$100,000 |
1.25% |
1.26% |
|
$150,000 |
1.50% |
1.51% |
|
$200,000 |
1.75% |
1.77% |
| Health Savings Accounts |
$0 |
0.10% |
0.10% |
|
$1,000 |
0.15% |
0.15% |
|
$5,000 |
0.35% |
0.35% |
Each depositor insured to at least $250,000 by the FDIC. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.
Please contact us for additional information about fees and terms.
Annual Percentage Yield (APY)
Annual Percentage Yield and interest rates may change after an account is opened
Substantial penalty for early withdrawal of Certificates of Deposit
Fees may reduce the earnings on interest bearing accounts
A fee will be applied for savings or checking accounts that do not meet the minimum balance requirements
Interest rates are subject to change without notice