Interest Rates
Certificates of Deposit
Effective January 5, 2021
|
$2,500 Minimum |
$10,000 Minimum |
$25,000 Minimum |
| Term |
Interest Rate |
APY |
Interest Rate |
APY |
Interest Rate |
APY |
| 6 Month |
0.15% |
0.15% |
0.15% |
0.15% |
0.15% |
0.15% |
| 1 Year |
0.30% |
0.30% |
0.45% |
0.45% |
0.55% |
0.55% |
| 1 1/2 Years |
0.30% |
0.30% |
0.50% |
0.50% |
0.60% |
0.60% |
| 2 Year |
0.40% |
0.40% |
0.60% |
0.60% |
0.70% |
0.70% |
| 3 year |
0.50% |
0.50% |
0.80% |
0.80% |
0.90% |
0.90% |
| 4 Year |
0.50% |
0.50% |
0.90% |
0.90% |
1.00% |
1.00% |
| 5 Year |
0.50% |
0.50% |
0.90% |
0.90% |
1.00% |
1.00% |
IRA Certificate of Deposit
Effective January 5, 2021
|
$2,500 Minimum |
$10,000 Minimum |
$25,000 Minimum |
| Term |
Interest Rate |
APY |
Interest Rate |
APY |
Interest Rate |
APY |
| 1 year |
0.30% |
0.30% |
0.45% |
0.45% |
0.55% |
0.55% |
| 3 Year |
0.50% |
0.50% |
0.80% |
0.80% |
0.90% |
0.90% |
| 5 Year |
0.50% |
0.50% |
0.90% |
0.90% |
1.00% |
1.00% |
|
|
|
|
|
|
|
Each IRA depositor is insured to $250,000 by the Federal Deposit Insurance Corporation
Checking and Savings
Effective January 5, 2021
| Name |
Minimum Balance |
Interest Rate |
APY |
| Checking with Interest |
$500 |
0.05% |
0.05% |
| Premier Checking |
$2,500 |
0.10% |
0.10% |
| Commercial Checking with Interest |
$0 |
0.10% |
0.10% |
| Non-Profit Checking |
$0 |
0.10% |
0.10% |
| Personal & Business Savings |
$200 |
0.10% |
0.10% |
| Personal Savings For Minors (under age 18) |
$25 |
0.10% |
0.10% |
| Money Market & Commercial Money Market |
$0 |
0.05% |
0.05% |
|
$2,500 |
0.15% |
0.15% |
|
$50,000 |
0.25% |
0.25% |
|
$100,000 |
0.30% |
0.30% |
|
$150,000 |
0.35% |
0.35% |
|
$200,000 |
0.40% |
0.40% |
| Health Savings Accounts |
$0 |
0.05% |
0.05% |
|
$1,000 |
0.10% |
0.10% |
|
$5,000 |
0.15% |
0.15% |
Each depositor insured to at least $250,000 by the FDIC. Visit www.FDIC.gov for more information.
Click here to calculate what's insured and what portion (if any) exceeds coverage limits at the bank.
Please contact us for additional information about fees and terms.
Annual Percentage Yield (APY)
Annual Percentage Yield and interest rates may change on checking and savings accounts
Penalty for early withdrawal of Certificates of Deposit
Fees may reduce the earnings on interest bearing accounts
A fee will be applied for savings or checking accounts that do not meet the minimum balance requirements
Interest rates are subject to change without notice