Skip to main content
Woman holding debit card while looking at laptop

Relationship Checking

 Section Menu

It's Time to Get Rewarded for the Way You Like to Bank

Start earning cash back or interest rewards for the way you already bank with our new relationship checking accounts. Opening or upgrading an account is easy, then sit back and watch the rewards roll in.

We make it simple...

  • Compare the three accounts.
  • Open a new account, or...
  • Upgrade an existing account.
    • Upgrading your account is easy and free. Once you fill out the quick form, we handle the rest. Account number, checks, debit card, credit card, auto deposits, and auto withdrawals all remain the same.

Woman making purchase in botique

Simple Cash Back

Excellent choice if you want a simple, worry-free account and to be rewarded for using your debit card to make purchases. 

  • Free debit card
  • Free online statements
  • No monthly fees
  • No minimum balance ($10 minimum opening deposit)
  • Receive $0.10 Cash Back each time you use your debit card to make a purchase (up to $5 per statement cycle, per account)

It's just that simple. There are no monthly fees on this account. Paper statements are available for $3 (plus tax) per month.

Open New Account

Upgrade Existing Account

Man making purchase in green house

Interest Rewards

Ideal account if you bank electronically, use your debit card, and want to be rewarded with a special interest rate.

  • Free debit card
  • Free online statements
  • No monthly fees
  • No minimum balance ($10 minimum opening deposit)
  • Special interest rate of 1.11% Annual Percentage Yield* on the first $15,000 of balance during each statement cycle when the following criteria is met: 
    • One direct deposit or one automatic withdrawal per statement cycle; and
    • 25 settled debit card purchases posted to the account prior to statement cycle end.
    • Remaining balance beyond $15,000 will receive the market interest rate of 0.15% APY

If you don't meet the above electronic banking criteria, you will still receive the base interest rate of 0.10% APY. Paper statements are available for $3 (plus tax) per month.

Open Account

Upgrade Existing Account

Man looking at laptop and paperwork


Perfect option if you prefer a traditional account that rewards you for your checking balance. Interest rates are tiered, so as your balance grows, your interest rate also increases. 

  • Tiered interest rates on all balances
  • $10 discount per check order
  • Free online or paper statements
  • Free debit card
  • $10 minimum opening deposit
  • Minimum balance of $2,500 or an average daily balance of $5,000

There are no fees as long as the minimum balance is met. If the balance falls below $2,500 anytime during the statement cycle or does not have a $5,000 average daily balance, it will incur a $10 maintenance fee per statement cycle.**

Open Account

Upgrade Existing Account

Woman making 'yes' gesture while viewing laptop

Relationship Perks

Relationship checking account holders are eligible for even more perks if the deposit accounts in which they are the primary owner total $50,000*** or more!

  • 2 free standard orders of wallet or duplicate checks per relationship, per year
  • Free cashier's checks
  • Free 3x5 safe deposit box or equivalent credit given toward a large size box (must have automatic payment)
  • Credit back on foreign (non-RSB) ATM fees (up to $20 per statement cycle)
  • No fee foreign currency
  • Minimum balance fee waived for Premier Checking accounts

*Annual percentage yield (APY) accurate as of Sep. 14, 2022. Interest Rewards Special Interest Rate applies to balances up to $15,000 as long as qualifications are met. Balances over $15,000 will earn a blended interest rate of the interest rewards special interest rate and the interest rewards market interest rate as long as qualifications are met. The interest rewards base interest rate will be earned on all balances when qualifications are not met. See current interest rate sheet at or stop in the bank. Interest rates may change after the account is opened. Fees may reduce earnings.

**Qualification period for minimum balance requirements starts the first day of the statement cycle and ends on the banking day prior to your statement cycle end.

***Eligibility will be determined by the ending balance the day prior to your statement cycle end. Sole proprietorships and business accounts are not included in the $50,000 total. 

Frequently Asked Questions

Back to Top