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Your Life. Your Choice.

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Earn more rewards for all of your everyday purchases.1

3x the points

Grocery Store Icon
Grocery Stores
Discount Store Icon
Discount Stores
Gas Station Icon
Gas Stations
Resturants and Fast Food Icon
Restaurants and Fast Food

1x the points

Account Purchases Icon
All other purchases

Redeem Your Points:

Additional Benefits include:

  • Fraud Protection -Visa’s Zero Liability Policy2 means your won’t be held responsible for any unauthorized charges made with your card or account information

  • auto rental coverage, emergency cash, travel/emergency assistance, warranty manager benefits and more.3

Online Credit Card Control

View transactions, pay bills and track expenses. Includes eStatements with 18 months of history.

Learn more about our competitive rates and fees.

Apply Now

Cardholder Self-Service Contracts

Online Account Access – www.cardcenterdirect.com

Rewards Points Redemption – www.cardcenterdirect.com

Review Reward Options

Customer Service – 1.800.821.5184

Cards issued by UMB Bank, n.a.

1Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.

2Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer. 3See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.

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