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January 1
New Year's Day
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For your ACH transaction to be effective Tuesday Jan. 2nd, it must be submitted before 4 p.m. on Friday, Dec. 29th. Any transactions submitted after 4 p.m. will be effective Wednesday, Jan. 3rd. |
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January 15
Martin Luther King Jr. Day
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For your ACH transaction to be effective Tuesday, Jan. 16th, it must be submitted before 4 p.m. on Friday, January 12th. Any transactions submitted after 4 p.m. will be effective Wednesday, Jan. 17th. |
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February 19
Washington's Birthday
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For your ACH transaction to be effective Tuesday, Feb. 20th, it must be submitted before 4 p.m. on Friday, Feb 16th. Any transactions submitted after 4 p.m. will be effective Wednesday, Feb. 21st. |
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May 27
Memorial Day
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For your ACH transaction to be effective Tuesday, May 28th, it must be submitted before 4 p.m. on Friday, May 24th. Any transactions submitted after 4 p.m. will be effective Wednesday, May 29th. |
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June 19
Juneteenth
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For your ACH transaction to be effective Thursday, June 20th, it must be submitted before 4 p.m. on Tuesday, June 18th. Any transactions submitted after 4 p.m. will be effective Friday, June 21st. |
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July 4
Independence Day
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For your ACH transaction to be effective Friday, July 5th, it must be submitted before 4 p.m. on Wednesday, July 3rd. Any transactions submitted after 4 p.m. will be effective Monday, July 8th. |
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September 2
Labor Day
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For your ACH transaction to be effective Tuesday, Sep. 3rd, it must be submitted before 4 p.m. on Friday, Aug. 30th. Any transactions submitted after 4 p.m. will be effective Wednesday, Sep. 4th. |
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October 14
Columbus Day
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For your ACH transaction to be effective Tuesday, Oct. 15th, it must be submitted before 4 p.m. on Friday, Oct. 11th. Any transactions submitted after 4 p.m. will be effective Wednesday, Oct. 16th. |
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November 11
Veterans Day
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For your ACH transaction to be effective Tuesday, Nov. 12th, it must be submitted before 4 p.m. on Friday, Nov. 8th. Any transactions submitted after 4 p.m. will be effective Wednesday, Nov. 13th. |
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November 28
Thanksgiving Day
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For your ACH transaction to be effective Friday, Nov. 29th, it must be submitted before 4 p.m. on Wednesday, Nov. 27th. Any transactions submitted after 4 p.m. will be effective Monday, Dec. 2nd. |
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December 25
Christmas Day
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For your ACH transaction to be effective Thursday, Dec. 26th, it must be submitted before 12 p.m. on Tuesday, Dec. 24th. Any transactions submitted after 4 p.m. will be effective Friday, Dec. 27th. |